Finance Monthly FinTech Awards 2020 Edition

Revolut launched in July 2015. We’re here for those who refuse to settle. Who never stop moving forwards. Who continue to search for new ideas and better experiences in everything they do. Because today’s hyper-connected world deserves a financial partner just as progressive.One that adapts to your needs, gives you control and constantly pushes you into new exciting spaces. Global spending and transfers without rubbish exchange rates. Whether you’re running a business or running out for bread, Revolut is building a global bank to suit your lifestyle. Welcome to a world of better money management. Welcome to Revolut. OPEN A MULTI-CURRENCY ACCOUNT IN MINUTES FREE ACCOUNT + DEBIT CARD Open an account from your phone in minutes, without a credit check. Just add a $20 deposit to get started and order your free card to spend at home or abroad in 130+ currencies. HOLD, EXCHANGE AND RECEIVE 28 CURRENCIES Whether you’re living abroad or have family overseas, you can hold, exchange, send and receive 28 currencies like MXN, CAD and EUR in seconds. SPEND AND TRANSFER WITH THE INTERBANK EXCHANGE RATE Banks usually charge rip-off fees when you spend or transfer money abroad. We don’t. With Revolut, you can spend and transfer money abroad with the interbank exchange rate. INSTANT SPENDING NOTIFICATIONS We’ll send you a notification the second you make a payment with your card, even before the receipt has finished printing. TRAVEL WITH EASE SPEND ABROAD We don’t believe in financial borders, so it’s only fair that we let you spend abroad in over 150 currencies with the interbank exchange rate, with a small 0.5% fee for anything above $6,500 each month. A flat mark-up on weekends and on certain currencies may apply. WITHDRAW MONEY ABROAD Although ATM withdrawals cost us money, we give you $300 a month in ATMwithdrawals without a fee. Anything over $300 attracts a small 2% fee to help us cover costs. U N I T E D K I N G D O M 25 FINANCE MONHTLY FINTECH AWARDS 2020 WWW.FINANCE-MONTHLY.COM In a former life, Nikolay was a trader with Credit Suisse where he experienced first-hand the astronomical fees applied to foreign exchange transactions. Then there was a lightbulb moment. Fast forward to today, and Nikolay has reinvented the way in which we spend and transfer money abroad. He studied for a master’s degree in physics at Moscow Institute of Physics and Technology, and during this time became a state champion swimmer. He completed a separate masters in economics at New Economic School in Moscow. Prior to founding Revolut, Storonsky was a trader at Credit Suisse and Lehman Brothers,. Alongside Vlad Yatsenko, former Credit Suisse and Deutsche Bank developer, Storonsky set up Revolut and raised around $3.5 million, saying in an interview with Forbes: “I thought of the business three years ago. I was travelling a lot and wasting hundreds of pounds on foreign transaction fees and exchange rate commissions which just didn’t feel right. As someone with a financial background I knew exactly the rates I should be getting. As a solution, I tried to find a multi-currency card and was later told it wasn’t possible. But I was determined to make it work.” About Nikolay Contact Details Revolut Phone: +1 (844) 744-3512 www.revolut.com About Revolut

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