Finance Monthly - FinTech Awards 2023

South Africa ABOUT JUMO JUMO is the market leading banking as a service platform, enabling realtime access to funds at the lowest possible operating cost. Integrating into JUMO’s platform enables our partners to offer loans, savings and a wide range of financial choices to a new group of customers. The lending products on our platform give people and businesses quick access to funds. We also build and operate savings products that bear interest. We are active in six markets including Ghana, Tanzania, Kenya, Uganda, Zambia and Côte d’Ivoire. Market expansion plans are underway for Nigeria, Cameroon and Benin. Our operational and tech hubs are in Cape Town, Nairobi, Porto and London. Since founding in 2015 JUMO has become the market leading Banking as a Service platform that uses AI to power financial services in emerging markets. JUMO has significant and measurable impact. Over the past three years we have won multiple awards for innovation, responsible lending, customer-centricity and making a difference. At JUMO we tap into opportunities, with every step we take. While we’ve been recognised for excellence and growth beyond expectation, most of our work is unseen. How we do it Al & Machine Learning We use artificial intelligence and machine learning to build accurate credit scores and targeted financial products for people who don’t have a formal financial identity, collateral or credit record. Portfolio strategy & analytics We provide our eMoney and banking partners with all the reporting, analytics and insight they need to offer individualised financial services with high value and utility for customers. Data privacy & responsible banking We care about the privacy of customers’ data and their security. We use automated algorithms to ensure they don’t overextend themselves and have built protective safeguards into the heart of our technology. Infinite possibilities ABOUT BUHLE GOSLAR Buhle has held senior leadership roles for over 18 years in the financial services, technology, retail, and tourism sectors. She has worked across sub-Saharan Africa, as well as in Asian and European markets. A certified international retail banker, she also holds a BCom Marketing Degree from UNISA and an Executive MBA from the Graduate School of Business at the University of Cape Town. Buhle has also completed post graduate management programmes in Inclusive Finance, Digital Finance and Social Impact at Harvard Business School, TUFTS Fletcher School of Law & Diplomacy and Oxford Saïd Business School, respectively. Intelligent banking technology The platform has two distinct capabilities which work together to provide a full digital banking service. Core The technology which provides end-to-end, next generation banking infrastructure. Unify The learning machine which analyses data to reduce the cost and risk of lending. Finance Monthly FinTech Awards 2023. 67

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