93 Finance Monthly FinTech Awards 2022. Ni ge r i a Firm Profile Paga was founded in early 2009 by Tayo Oviosu, with a purpose to make it simple for one billion people to access and use money. We are solving two key problems that exist around the world - eliminating the use of cash for transactions and access to financial services. Paga’s first market is Nigeria, with commercial launch August 2012. In Nigeria, Paga is a mobile money operator licensed by the Central Bank of Nigeria. Paga offers a range of services such as: free money transfers, deposit to bank accounts, buying/sending of airtime, bill payments, remittances, bulk disbursements & collections that are accessible via our online channels (web/app) and on any basic mobile phone via dialing *242#. Paga is also the largest distribution network for financial services in Nigeria through its nationwide agent network - mom and pop stores, pharmacies, grocery stores - where people can get access to financial services. Paga was founded on the simple belief that digital technology can be leveraged in building an ecosystem that enables people to digitally send and receive money and offer simple financial access for everyone. We aim to accomplish our purpose by launching our services in various emerging markets and partnering with relevant financial institutions to deliver our services. Millions of Nigerians trust us with their money. We ensure that your money is safe by complying with the highest global security standards. Products For Consumers Send & receive money for free, deposit to bank accounts, pay utility bills, buy airtime/data and remittances. For Agents Authorized, trained and equipped to offer financial services across communities; bill payments, bank transfers, cash withdrawals, deposit to Paga wallet, POS, savings, airtime top-up, etc. Agents earn commissions and bonuses in addition to other loyalty benefits. For Businesses We offer a variety of payment solutions that eliminate the stress of traditional payments and increase efficiency in your business. Our services include: online/offline collections, bulk disbursements/remittances, bulk pay (cash/airtime). About Tayo Oviosu Tayo is the founder & Group CEO of Paga. Prior to Paga, Tayo was VicePresident at Travant Capital Partners, a private equity fund in West Africa. Prior to joining Travant, Tayo was a Manager, Corporate Development, at Cisco Systems in San Jose California. Tayo’s work at Paga has been recognized globally - in 2014 CNBC selected Tayo as the Entrepreneur of the Year West Africa, and in 2015 the African Leadership Network selected Paga as the outstanding growing company of the year in Africa. Tayo is an Endeavor Entrepreneur and a member of the Young Presidents Organization. Tayo has a passion to help entrepreneurs bring ideas to life and build scalable businesses. He is an active angel investor and a co-founder of Kairos Angels, an angel investment club. Tayo earned his Bachelor of Science degree in Electrical Engineering, cum laude, from the University of Southern California and also has a Masters in Business Administration from the Graduate School of Business, Stanford University.